Fees
Each therapy session is scheduled for a duration of one hour. In the event that you need to cancel or reschedule appointment, a 24-hour notice is required. Failure to provide adequate notice may result in a charge for the session. If you arrive late or do not attend the session without proper notification, you will still be responsible for the session fee. Emergency situations beyond your control will be taken into consideration.
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Standard individual sessions are priced at $125, while virtual individual sessions are offered at $95. Couple, family, and pre-marital counseling sessions are set at $150, with virtual sessions in these categories priced at $115. Payment is due at the time of the appointment and can be made using various methods, including Insurance, Cash, Mastercard, American Express, Visa, and Zelle. A credit/debit card will be securely held on file to cover any fees associated with missed appointments or late cancellations. Please call to verify your insurance is accepted.
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Currently, the only insurance plan accepted at House of Dancy Healing Hearts is Aetna. While I am not contracted as an in-network provider with many other insurance companies, I am dedicated to supporting you in the process to obtain potential reimbursement through your insurance. Although my primary focus is to provide exceptional treatment customized to your specific requirements, I know the importance of financial considerations. I will gladly assist you by providing all the necessary information for filing claims with your insurance company. Please be advised the extent of reimbursement is subject to the specific details outlined in your policy. To gain clarity on your coverage details and potential reimbursement amounts, I recommend contacting your insurance company directly. Your proactive engagement with the insurance company will ensure a transparent understanding of the benefits available to you for the services rendered.
To help determine therapy coverage by your insurance provider I recommend asking these questions:
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Does my health insurance plan include “out-of-network” mental health benefits?
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Do I have a deductible? If so, what is it and has it been met?
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How many sessions per year does my health insurance cover?
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What is the coverage amount per session?
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Is written approval from your primary care physician required for service to be authorized?
BENEFITS OF PAYING OUT OF POCKET VERSUS USING INSURANCE
Insurance providers typically require individuals seeking therapy to receive a formal diagnosis. This requirement allows the insurance company to assess whether they consider therapy to be "medically necessary" for the individual. Insurance companies commonly reserve the prerogative to review your treatment plan and progress notes, potentially impacting confidentiality. Additionally, they may impose restrictions on coverage, limiting the number of therapy sessions permitted annually, irrespective of individual circumstances. Additional factors to take into account include timing, long-term financial obligation, and availability. Many insurance providers necessitate meeting a deductible before coverage initiation, which can be a time-consuming process. Given a predetermined session limit and a substantial deductible, utilizing insurance may not always be the most financially efficient choice in the extended term. Moreover, your selection of therapists is confined to therapists within the network. Consequently, locating an optimal "fit" could present heightened challenges. Taking all aspects into consideration, opting to pay out-of-pocket may represent a more suitable solution. Please do not hesitate to reach out to initiate discussions on this matter.